Fast Easy Contractor Insurance in California

Wondering how we find the best contractors insurance in California? It’s simple. Just share a few details, and we’ll handle the rest—quick, hassle-free, and built around your trade.

Start Online

Enter some basic info on our website.

We Shop For You

We check with multiple insurance carriers.

Choose Your Plan

We present multiple options to pick from.

No matter what type of contractors insurance protection you're looking for, we've got you covered — literally and figuratively.

Workers Compensation

Protecting your employees is the best way to protect your business financially.

General Liability Insurance

We make the process of getting General Liability coverage fast and easy.

Any Bond You Can Think Of

If you need a bond, there's no one else who makes it easier than us.

GENERAL QUESTION

Frequently Asked Questions

Choosing the right Contractor Insurance can feel overwhelming, especially if you’re balancing multiple job sites, hiring subcontractors, or trying to meet state licensing requirements. We’ve answered some of the most common questions to help you better understand your options — from liability coverage to BOPs, tools protection, and more.

Contractor Insurance in California is a bundle of policies designed to protect licensed contractors from liability claims, property damage, and job-related risks.

 

Yes. General Liability Insurance is often required to obtain or renew a contractor license in California, especially for Class B and C contractors.


It covers third-party injuries, property damage, legal fees, and sometimes employee-related accidents if paired with Workers’ Compensation Insurance.

Costs vary based on trade, location, and coverage limits. On average, Contractor Insurance in California starts at around $65 to $200 per month.

Yes. Many contractors in California choose a Business Owner’s Policy (BOP) that combines Liability and Property Insurance at a reduced rate.

Not automatically. Subcontractors typically need their own General Liability Insurance. Always request a certificate of insurance before hiring.

You risk losing your license, getting fined, and facing personal liability for lawsuits, accidents, or property damage.

Absolutely. We offer affordable Contractor Insurance for self-employed pros across California, including electricians, plumbers, and remodelers.

You can get same-day coverage through our website. Start your free quote today and protect your contracting business in just minutes.

All trades benefit from coverage—general contractors, electricians, roofers, HVAC techs, and handymen should all carry Contractor Insurance.

Electrical Contractor Insurance
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