Insurance That Builds Confidence for California General Contractors
From managing subcontractors to overseeing full builds, general contractors shoulder massive responsibility. Our general contractor insurance in California is designed to support your leadership role on the job site—offering critical protection against liability, workplace injury, and unforeseen risks.
Tailored Coverage for Complex Projects
No two projects are alike—and neither are your insurance needs. Whether you’re managing a residential remodel in San Diego or a commercial build in Sacramento, our policies adapt to your workload and risk level. With California general contractor insurance, you can stay compliant and competitive without overpaying.
A foundational option like General Liability Insurance helps protect against property damage or bodily injuries that occur during construction. This is especially crucial for general contractors overseeing multiple teams and timelines.
Simplifying Risk So You Can Focus on the Build
Juggling permits, budgets, materials, and deadlines is enough to keep anyone busy. The last thing you need is an unexpected claim threatening your entire operation. That’s where our coverage steps in—giving you breathing room, legal protection, and peace of mind on every job site.
If you’re hiring employees or subcontractors, Workers’ Compensation Insurance ensures injured workers get the care they need—while helping your business stay compliant with California law.
Fast Easy Contractor Insurance in California
Wondering how we find the best contractors insurance in California? It’s simple. Just share a few details, and we’ll handle the rest—quick, hassle-free, and built around your trade.
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Choose Your Plan
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Supporting General Contractors Across California
Our clients include licensed general contractors working in both residential and commercial construction, including remodelers, builders, and site supervisors. Whether you’re a sole proprietor or managing multiple crews, we offer insurance options to fit your scale and strategy.
Our California general contractor insurance also covers what many forget—like Tools and Equipment Coverage to protect the gear you bring to the job every day.
Ready to Bid Bigger and Work Smarter?
In today’s competitive construction market, having proper coverage isn’t just smart—it’s essential. You need insurance that helps you win bids, meet contract requirements, and grow without fear of financial setbacks. We’re here to help you do exactly that.
If you’re offering design-build services or making client recommendations, Professional Liability Insurance protects you from claims of professional negligence or incomplete work.
For maximum value, many general contractors opt for a Business Owner’s Policy (BOP), bundling liability, property, and business interruption coverage into one affordable package.
What’s Included in General Contractor Insurance?
General Liability Insurance
Covers claims of third-party injury or damage caused during construction work.
Learn moreWorkers’ Compensation Insurance
Helps pay for medical care and lost wages if an employee is hurt on the job.Tools and Equipment Coverage
Keeps your power tools, site gear, and construction tech protected on and off the site.Commercial Auto Insurance
Protects the vehicles used to haul materials, equipment, and team members.Professional Liability Insurance
Covers legal expenses tied to construction errors, consulting, or project mismanagement.Business Owner’s Policy (BOP)
An all-in-one package combining core protections for busy general contractors.
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Our friendly team of agents will help save you time, aggravation, and money when it comes to your commercial insurance coverages.